There is need to know how to withdraw MTN Mobile money from an ATM because you can find yourself stranded a night ad the closet thing to you being  an ATM  .Have you had money in your Mtn mobile and the next you can see is an ATM machine? Withdrawing Cash from MTN Mobile Money ( MTN MoMo) via an ATM (Automated Teller Machine) is now possible in Cameroon. This comes at a time where Mobile Money is Cameroon is evolving . Cameroon constitute part of the 22+ million MTN mobile money subscribers across Africa and thus is worth being part of the ATM withdrawal innovation . 

                                 What is MTN Mobile Money ?

MTN Mobile money is a top mobile bank by MTN group. MTN mobile money services are available in  many countries in Africa where MTN mobile network is accessible. 

Some countries that use MTN Mobile Money services includes :                                            Côte D'Ivoire, Ghana ,Guinea Bissau ,Guinea ,Liberia ,Rwanda , Swaziland ,Uganda, Zambia ,South Africa , Cameroon  among others 

  • MTN Mobile Money is an MTN service that permits subscribers of the MTN Mobile network to send and receive money using  your mobile any time and any where provided thee is access to network. The service is accessible both online ( MTN mobile money App) and offline . Uses can  convert mobile money to cash using either the popular MTN Mobile Money  kiosk or withdraw cash directly from the ATM of any bank that is in partnership with MTN  .  

  • Our focus is this post is to get the steps involve in making an MTN Mobile money  withdrawal from any MTN that  has integrated MTN mobile money service .We will be using MTN Cameroon as our case study. If the ATM withdrawal service is available in your country, make sure you replace the USSD codes with the one of your country and follow the same steps.   It is a great innovation to the cashless economy worth looking into. Below are some advantages of making use of the ATM withdrawal service . 

Advantages of Withdrawing Mtn Mobile Money From an ATM

  • The art of withdrawing money from an ATM eliminates the need for a MoMo Point of Sale.
  • Instant availability to money or physical cash 24/7 as no MoMo agent is required.
  • Eliminates the possibility of conmen scamming you of your hard-earned money.
  • Mtn Mobile Money Charges Apply; so no hidden fees.
  • All you require is a valid Mtn MoMo Account.
  • You can be sure the bank notes are genuine and the amount withdrawn corresponds to the amount demanded.
  • No need for credit or prepaid cards  ( VISA card or master card ) to cash out money . 

How To Withdraw MTN Mobile Money From an ATM  in Cameroon 

  1. Dial *126# and Press Ok
  2. Select 5 For Bank Operations and press Ok
  3. Select 1 For ATM Withdrawal
  4. In the prompt that follows, input your phone number and press Send
  5. Also, fill in the amount in multiples of 5000FCFA only
  6. Enter your Mtn Mobile Money Pin Code (MoMo pin) to confirm the withdrawal request.
  7. Your request will be processed and your money paid out by the ATM machine.

As part  of the evolution of the mobile money services MTN Cameroon has partnerships with financial services like Rapid transfer which permits you to receive money to countries like Benin, Burkina Faso, Burundi, Cap Vert, Central African Republic, Chad, Congo Brazzaville, Congo Kinshasa, Ethiopia, Equatorial Guinea, Gabon, Gambia, Ghana, Guinea , Guinea Bissau, Kenya, Liberia, Malawi, Mali, Mozambique, Niger, Nigeria, Sao Tome & Principe, Rwanda, Senegal, Sierra Leone, South Africa, South Soudan, Tanzania, Togo, Uganda, Zambia, Zimbabwe.

You can equally receive money into your MTN mobile money account from Switzerland and USA thanks to another great partnership with Paco AND IDT respectively.

SIMBAPAY equally have partnership with MTN Cameroon  so that MTN mobile money subscribers in Cameroon can receive money from Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Kenya, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain, and  United Kingdom

All the money received into your MoMo account  Can be withdrawn at the nearest ATM. 

The Author

Melvin Temo, MD is the Founder and Developer of He is a Medical Doctor, Entrepreneur, and SEO Expert. Dr. Temo is available on Facebook and Twitter.

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